Fresh Start Finances — Google Sheets Spreadsheet for Money After Divorce or Separation: New Budget, Untangling Checklist & Rebuild Plan

🌅 MONEY ON YOUR OWN AGAIN — a gentle, judgement-free system for one of life's bravest seasons. Know your new baseline, untangle the shared threads one tick at a time, and rebuild — buffer, credit, confidence — with progress you can see. 📊 WHAT'S INSIDE (6 tabs) 🏠 Start Here — kind, practical guidance (including the two ten-minute wins: single-person council tax discount & electoral roll) 📊 Dashboard — your baseline, threads untangled, buffer saved: live 🌅 New Baseline — your income, your bills, your number (in − out) 🧵 Untangle — joint accounts, both-name bills, old subscriptions: actions, deadlines, done 🌱 Rebuild Plan — buffer goal with a progress bar + the credit-rebuilding steps in order 📅 Month by Month — twelve honest rows; watch the buffer total climb ⚙️ HOW IT WORKS 1. Purchase and instantly receive your private link 2. File → Make a copy — completely private, yours alone 3. Baseline first, untangle steadily, one row a month 4. The climbing buffer column IS the fresh start, in numbers 💛 WHY YOU'LL LOVE IT • Knowing beats dreading — the baseline takes an evening and returns your sleep • Every tick on Untangle loosens the past's grip • No judgement lives in this spreadsheet ⚡ INSTANT ACCESS — Your template link is available immediately after purchase. No physical item will be shipped. 📌 Please note: This is a digital product. Due to the instant-access nature of digital files, all sales are final and no refunds are offered. For personal use only. If anything looks off, message me and I'll happily help.