Freelancer Budget & Tax Vault, Google Sheets Template for Self-Employed, Irregular Income Planner, Tax Set-Aside Tracker

💼 Built for income that changes every month. This freelancer budget gives you a live dashboard of your business money — plus an automatic Tax Vault that tells you exactly what to set aside from every invoice, so the tax bill never catches you out. Feast months, famine months — the Buffer tab shows how many you can cover, so you can breathe. 📊 WHAT'S INSIDE (8 tabs) • Dashboard — 8 live KPIs (income, expenses, profit, margin, tax to set aside, take-home, avg/month, runway), 3 gauges & 4 charts • Income — log invoices by client; months fill themselves in • Expenses — costs with tax-deductible flags • Tax Vault — set your % once; it calculates your set-aside per month, automatically • Buffer — your essential costs vs savings = months of runway • Settings + Start Here — your clients, categories and a quick guide ⚙️ HOW IT WORKS 1. Open your link and click "Make a copy" 2. Set your tax rate and essential monthly costs once 3. Log invoices and expenses as they happen 4. The Vault shows exactly what to put aside — no tax-time surprises 5. Watch profit, take-home and runway update live 💜 PERFECT FOR • Freelancers, contractors & consultants • Creators, designers, developers & VAs • Gig workers with irregular income • Anyone self-employed who fears the tax bill 💻 FORMAT & ACCESS • Made for Google Sheets — works on phone, tablet & desktop • Nothing to install, no software fees — just a free Google account • Delivered as a private "Make a Copy" link — one click and it's yours • Your copy is 100% private and fully editable, forever • All formulas built in — type your numbers, everything updates itself ⚡ INSTANT ACCESS — Your template link is available immediately after purchase. No physical item will be shipped. 📌 Please note: This is a digital product. Due to the instant-access nature of digital files, all sales are final and no refunds are offered. If anything looks off, message me and I'll happily help.