All-in-One Personal Finance Dashboard, Google Sheets Budget Template, Net Worth, Debt Payoff & Savings Goal Tracker

💰 Your whole financial life in one calm dashboard. Log your income and spending, set budgets, list what you own and owe — and watch net worth, debt payoff and savings goals update themselves. A private, yours-forever alternative to budgeting apps: no subscription, no bank logins. Stop juggling five apps and a notebook. One sheet, one glance, total clarity. 📊 WHAT'S INSIDE (9 tabs) • Dashboard — 8 live KPI cards (income, expenses, net saved, savings rate, net worth, total debt, saved to goals, goal progress), 4 health gauges & 4 charts • Transactions — money in & out with account, category and type dropdowns • Budget — set targets per category; spending fills in with auto progress bars • Net Worth — assets & liabilities with a month-by-month trend • Debt Payoff — every debt with balance, APR and a progress bar • Savings Goals — targets with live progress bars per goal • Bills — recurring payments with paid/due status • Settings + Start Here — your own lists and a quick setup guide ⚙️ HOW IT WORKS 1. Open your link and click "Make a copy" 2. Log transactions with quick dropdowns — seconds each 3. Set your budgets, debts and savings goals once 4. The dashboard pulls everything together automatically 5. Check in weekly and watch your net worth climb 💜 PERFECT FOR • Anyone leaving Mint, YNAB or paid budget apps • Couples managing money together • Debt-payoff journeys & savings challenges • People who want the full money picture in ONE place 💻 FORMAT & ACCESS • Made for Google Sheets — works on phone, tablet & desktop • Nothing to install, no software fees — just a free Google account • Delivered as a private "Make a Copy" link — one click and it's yours • Your copy is 100% private and fully editable, forever • All formulas built in — type your numbers, everything updates itself ⚡ INSTANT ACCESS — Your template link is available immediately after purchase. No physical item will be shipped. 📌 Please note: This is a digital product. Due to the instant-access nature of digital files, all sales are final and no refunds are offered. If anything looks off, message me and I'll happily help.